"As motorists head off for half term road trips, many make modifications, like adding a roof box or towbar, but failing to inform the insurer of these changes could invalidate the insurance and leave the driver unprotected. All the additions - towbars, roof boxes and racks, window tints, bicycle racks and adding a sunroof can all be seen as increasing the risk of an accident or the likelihood of damage, which is why it's so important to notify the insurer."
"Additions including tow bars, roof boxes and bike racks can all be classed as modifications, as can window tints and sunroofs. While adding a roof box could make travelling with families easier with the additional room for luggage, it can void insurance if it's not updated on the policy. The same is true for bike carriers, which are a necessity for cycling enthusiasts. This modification is seen as increasing the likelihood of damage or an accident, especially if it isn't installed correctly."
Motorists are warned that common vehicle modifications such as roof boxes, towbars, bike racks, window tints and sunroofs must be declared to insurers. Failure to notify insurers of these changes can invalidate insurance policies and allow insurers to refuse claims. Roof boxes add luggage space but still require declaration. Bike carriers increase the likelihood of damage or accidents, particularly if installed incorrectly. Window tints, sunroofs and towbars can increase vehicle value and risk, necessitating disclosure. A survey showed 65% of drivers did not realise a sunroof could be classified as a modification. Drivers are urged to update insurers before travel.
Read at London Business News | Londonlovesbusiness.com
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