"This week's practical must-reads from The Local include common traps that catch out property hunters, what increasing the 'franchise médicale' means for your health bills, and the small town in south-west France that's up there with Europe's big cultural guns. Buying a house always carries a risk, but it can be harder doing it in a foreign country where you are unfamiliar with the sales process, tax regulations or local bylaws."
"What is France's 'franchise médicale'? France is set to bring in new, stricter rules to regulate loans and overdrafts. The goal is to reduce 'over-indebtedness' ( surendettement ) and to improve consumer protection, as well as bringing France in line with a European directive from 2023. France tightens up bank rules for loans and overdrafts We're not going to pretend that French admin won't take up a fair chunk of your time,"
Buying property in France carries extra risks for foreigners unfamiliar with the sales process, tax rules and local bylaws; seven specific traps exist to watch for during purchases. Politicians plan to raise the 'franchise médicale', which would increase out-of-pocket healthcare costs for patients and alter reimbursement calculations. New, stricter rules will regulate loans and overdrafts to reduce over-indebtedness and improve consumer protection, aligning French law with a 2023 European directive. French administrative tasks can consume time, particularly in the first year, but online processes now offer several practical shortcuts. One small south-west French town appears on a Forbes list of top European cultural heritage sites.
Read at The Local France
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