"I'd call the bank, especially if you have a little voice nagging. Yes, it's a big megacorporation that doesn't need the money, but this is more about keeping your side of the street clean."
"Nothing dramatic is probably going to happen if you keep the money, but it could get messy later. Banks sometimes audit fraud claims, and if they get wind that the gas station charge wasn't actually fraud, it might make you look suspicious."
A person noticed fraudulent charges on their credit card and reported them to the bank, which closed the account and issued refunds. However, the bank mistakenly refunded a legitimate charge for gas. The individual is conflicted about whether to inform the bank of the error. It is advised to contact the bank to correct the mistake, as keeping the money could lead to complications in future audits and create suspicion regarding the fraud claim.
Read at Slate Magazine
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