On super hot days, this insurance plan pays out cash for lost wages
Briefly

Laxmiben Nadia, a waste picker in Ahmedabad, faces extreme heat while sorting through garbage to support her family. At 57 years old, she has experienced health issues due to high temperatures. During one incident, she collapsed and suffered temporary paralysis from heat stroke. Thankfully, she was able to recover thanks to a parametric heat insurance program, which gave her financial support in the form of $14 while she was unable to work. This insurance initiative aims to help wage workers cope with income loss due to extreme heat, which is a growing concern in India.
Laxmiben Nadia collects waste in Ahmedabad's extreme heat to support her family, facing significant health risks while working as a waste picker among 50,000 in the city.
After suffering from temporary paralysis due to heat, Nadia benefited from a new parametric heat insurance program, which provided critical financial support during her recovery.
Read at www.npr.org
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