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"While Pinehurst came in second in 2024, it landed at No. 1 this year, thanks to a few hard numbers. According to GoBankingRates.com's findings, as of October 2025, almost 40 percent of the population there is 65 and older; the average retirement income before Social Security is $51,767; 78.5 percent of households pay under a third of their income for monthly costs; and the property crime rate and violent crime rates are 2.78 and 0.59 (per 1,000)."
"Pinehurst is located in Moore County, about 100 miles east of Charlotte. This is a place where playing Donald Ross's Pinehurst No. 2 course, relaxing at Pinehurst Resort, or strolling through the historic Village at Pinehurst are par for the course (pun completely intended). However, this type of lifestyle doesn't come cheap. Zillow recently estimated the average home value in Pinehurst is $531,820-and it's steadily rising."
Pinehurst, North Carolina ranks No. 1 for safety and wealth among retirement towns and has almost 40 percent of its population aged 65 and older. Average retirement income before Social Security is $51,767, 78.5 percent of households pay under one-third of income for monthly costs, property crime rate is 2.78 per 1,000 and violent crime rate is 0.59 per 1,000. Pinehurst sits in Moore County about 100 miles east of Charlotte and offers golf, resort amenities, and a historic village. Average home value is estimated at $531,820 and rising. Hot Springs Village, Arkansas is No. 2 with nearly 60 percent retirement-age population and average pre-Social Security retirement income of $38,156; Oro Valley, Arizona is third, Rancho Palos Verdes, California is fourth, and Beavercreek, Ohio is fifth. No Florida towns appear among the top 50 and ten California towns are included in the list.
Read at Travel + Leisure
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