#401k

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#retirement-planning
Retirement
from24/7 Wall St.
3 months ago

I'm Retiring at 50 With $9 Million in Assets - Should I Convert My 401Ks to Roth to Avoid Future RMD Taxes?

The FIRE lifestyle requires careful financial planning and decision-making, especially about tax implications and retirement accounts.
Retirement
from24/7 Wall St.
3 months ago

Dave Ramsey says to think twice if you if you ever think that using your 401(k) money to pay off your home is a good idea

Withdrawals from a 401(k) can lead to significant financial losses due to taxes and penalties.
Retirement
fromFast Company
4 hours ago

How to think about retirement if you don't have a traditional full-time job

Self-employed individuals face unique challenges in retirement planning due to irregular income and lack of traditional benefits.
Retirement
from24/7 Wall St.
3 months ago

I'm Retiring at 50 With $9 Million in Assets - Should I Convert My 401Ks to Roth to Avoid Future RMD Taxes?

The FIRE lifestyle requires careful financial planning and decision-making, especially about tax implications and retirement accounts.
Retirement
from24/7 Wall St.
3 months ago

Dave Ramsey says to think twice if you if you ever think that using your 401(k) money to pay off your home is a good idea

Withdrawals from a 401(k) can lead to significant financial losses due to taxes and penalties.
Retirement
fromFast Company
4 hours ago

How to think about retirement if you don't have a traditional full-time job

Self-employed individuals face unique challenges in retirement planning due to irregular income and lack of traditional benefits.
Retirement
from24/7 Wall St.
2 months ago

'I have $4 Million in a 401(k) and Want to Retire a Decade Early -- What Are My Options?'

Early retirement with $4 million is feasible, but financial planning, particularly with 401(k) restrictions, is essential.
Retirement
from24/7 Wall St.
3 weeks ago

3 Changes to the 401(k) Laws Congress Should Make - But Probably Won't

Automatic enrollment in 401(k) accounts could significantly boost retirement savings for low and middle-class Americans.
more#retirement-planning
#retirement-savings
Startup companies
from24/7 Wall St.
3 months ago

If You're Counting On A 401(K) For Retirement These Are The Mistakes To Avoid First

Avoiding high fees and borrowing against a 401(k) can significantly impact your retirement savings.
Maximize employer contributions in a 401(k) before transitioning to an IRA to minimize fees.
Retirement
from24/7 Wall St.
3 months ago

How does Your 401(k) Compare to the Average?

Most individuals lack sufficient savings in their 401(k) to retire comfortably.
Awareness of your 401(k) balance in comparison to averages can motivate better savings strategies.
Regular investments and maximizing employer matches can significantly improve retirement security.
Retirement
fromBusiness Insider
3 months ago

Don't let them sue: What private-equity bosses want from Trump on 401(k)s

Slow adoption of private-equity investments in 401(k) due to concerns over litigation risks.
Industry leaders seek legal protections to promote alternative assets for retirement plans.
Retirement
from24/7 Wall St.
3 months ago

If I Retire Early, Do I Have To Leave My Whole 401(k) Untouched?

Early 401(k) withdrawals incur penalties unless under certain conditions, such as the Rule of 55.
Retirement
from24/7 Wall St.
3 months ago

401(k)s Have New Maximum Limits in 2025 - Are You Getting the Most From Your Plan?

A super catch-up contribution of $11,250 is available for 401(k) savers aged 60-63 to enhance retirement savings.
Startup companies
from24/7 Wall St.
3 months ago

If You're Counting On A 401(K) For Retirement These Are The Mistakes To Avoid First

Avoiding high fees and borrowing against a 401(k) can significantly impact your retirement savings.
Maximize employer contributions in a 401(k) before transitioning to an IRA to minimize fees.
Retirement
from24/7 Wall St.
3 months ago

How does Your 401(k) Compare to the Average?

Most individuals lack sufficient savings in their 401(k) to retire comfortably.
Awareness of your 401(k) balance in comparison to averages can motivate better savings strategies.
Regular investments and maximizing employer matches can significantly improve retirement security.
Retirement
fromBusiness Insider
3 months ago

Don't let them sue: What private-equity bosses want from Trump on 401(k)s

Slow adoption of private-equity investments in 401(k) due to concerns over litigation risks.
Industry leaders seek legal protections to promote alternative assets for retirement plans.
Retirement
from24/7 Wall St.
3 months ago

If I Retire Early, Do I Have To Leave My Whole 401(k) Untouched?

Early 401(k) withdrawals incur penalties unless under certain conditions, such as the Rule of 55.
Retirement
from24/7 Wall St.
3 months ago

401(k)s Have New Maximum Limits in 2025 - Are You Getting the Most From Your Plan?

A super catch-up contribution of $11,250 is available for 401(k) savers aged 60-63 to enhance retirement savings.
more#retirement-savings
#inheritance
Retirement
from24/7 Wall St.
3 months ago

My brother died leaving me the sole beneficiary of his 401(k) - should I feel pressured to share the money with my siblings?

Beneficiaries of a 401(k) are not obligated to share their inheritance.
Open estate planning discussions can mitigate familial tensions over inheritance.
Retirement
from24/7 Wall St.
3 months ago

My brother died leaving me the sole beneficiary of his 401(k) - should I feel pressured to share the money with my siblings?

Beneficiaries of a 401(k) are not obligated to share their inheritance.
Open estate planning discussions can mitigate familial tensions over inheritance.
more#inheritance
Cryptocurrency
fromBitcoin Magazine
3 weeks ago

In A New Statement, Coinbase CEO Brian Armstrong Says Bitcoin Is Headed Straight Into American Retirement Portfolios, Following The Company's S&P 500 Inclusion.

Coinbase's inclusion in the S&P 500 signals a shift toward cryptocurrency integration in retirement investing.
Retirement
from24/7 Wall St.
3 weeks ago

My $1.6 million retirement account has an automatic annuity clause if I die - what are my options?

Understanding retirement plans is crucial for achieving financial independence.
Employer annuity plans can complicate retirement strategies, especially if unwanted.
#financial-planning
Retirement
from24/7 Wall St.
3 months ago

After Maxing Out Your 401(k), These Are the Next Steps

Maxing out a 401(k) provides a solid foundation for retirement, but additional investment options like HSAs and brokerage accounts are available.
from24/7 Wall St.
1 month ago
Retirement

Should I cash out my $250,000 401k to pay off my $130,000 mortgage and live debt-free or keep working in a stressful job?

Retirement
from24/7 Wall St.
3 months ago

After Maxing Out Your 401(k), These Are the Next Steps

Maxing out a 401(k) provides a solid foundation for retirement, but additional investment options like HSAs and brokerage accounts are available.
from24/7 Wall St.
1 month ago
Retirement

Should I cash out my $250,000 401k to pay off my $130,000 mortgage and live debt-free or keep working in a stressful job?

more#financial-planning
from24/7 Wall St.
1 month ago

Should I choose drip or auto balance for my $30,000 investment?

Even as tariff-driven volatility sends markets violently in both directions, staying invested is the best course of action for young investors building a sound nest egg.
Retirement
US news
fromtime.com
2 months ago

Is Your 401(k) Affected by Trump's Tariffs? Here's What to Know and What You Should Do

Trump's tariffs have significantly harmed stock markets, causing steep declines and jeopardizing 401(k) savings.
from24/7 Wall St.
2 months ago

I'm Being Charged $255 Just to Move My 401(k) to Fidelity-Is This Normal?

The fees associated with transferring accounts like 401(k) and IRA can quickly accumulate, often frustrating consumers who must pay extra costs totaling over $250.
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