The Key to Smart Homeowners Insurance? Understanding the 80% Rule
Homeowners insurance requires carrying at least 80% of your home's replacement cost to qualify for full payouts after loss or damage, but inflation and climate risks complicate this.
Ask your kids' camps these key questions about heat and flood safety, experts say
"There are a lot of states that have very little or no regulation related to camp. The regulatory framework is wide and varied and, in some places, it's not very robust."
Food, Water, And Recession: What Developing Countries Worry About The Most
In developing countries, economic survival and resource access are prioritized, with armed conflict and access to food and water cited as the most pressing concerns.
Home insurance rates soaring amid natural disasters, tariffs
The average annual premium is expected to reach $3,520, up by an estimated $261 per household, driven by severe weather events forcing insurers to raise rates.