#financial-planning

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#retirement
Retirement
from24/7 Wall St.
1 day ago

Boomers' Hidden Financial Risks: What You Haven't Prepared For

The emotional toll of life events can severely impact financial preparedness for retirement.
Retirement
from24/7 Wall St.
1 week ago

A Look at U.S. Workers Who've Accumulated $1M in Retirement Funds

Only 3% of Americans have at least $1 million saved for retirement, challenging the common retirement goal.
Retirement
from24/7 Wall St.
1 week ago

Why Higher Earners May See Smaller Social Security Checks

Social Security will deplete its funds by 2035, necessitating benefit cuts unless reforms are made.
Retirement
from24/7 Wall St.
1 week ago

My Father is Losing His Job - Can He Afford to Retire or Should He Take a Pay Cut?

Older workers face significant challenges in the workforce, often being forced out with limited options.
Retirement
fromEntrepreneur
2 days ago

Micro-Retirement? Quit Your Job Before You're a Millionaire | Entrepreneur

Micro-retirement offers a flexible approach to work-life balance for young professionals.
A significant portion of Americans feel unprepared for retirement savings.
Retirement
from24/7 Wall St.
1 day ago

Boomers' Hidden Financial Risks: What You Haven't Prepared For

The emotional toll of life events can severely impact financial preparedness for retirement.
Retirement
from24/7 Wall St.
1 week ago

A Look at U.S. Workers Who've Accumulated $1M in Retirement Funds

Only 3% of Americans have at least $1 million saved for retirement, challenging the common retirement goal.
Retirement
from24/7 Wall St.
1 week ago

Why Higher Earners May See Smaller Social Security Checks

Social Security will deplete its funds by 2035, necessitating benefit cuts unless reforms are made.
Retirement
from24/7 Wall St.
1 week ago

My Father is Losing His Job - Can He Afford to Retire or Should He Take a Pay Cut?

Older workers face significant challenges in the workforce, often being forced out with limited options.
Retirement
fromEntrepreneur
2 days ago

Micro-Retirement? Quit Your Job Before You're a Millionaire | Entrepreneur

Micro-retirement offers a flexible approach to work-life balance for young professionals.
A significant portion of Americans feel unprepared for retirement savings.
#investment-strategies
from24/7 Wall St.
7 hours ago
Retirement

I am 60 years old and have 80% of my investments in stocks. Is it time to consider moving some into bonds?

from24/7 Wall St.
3 weeks ago
Retirement

We're financially stable and won't need a $16 million inheritance - how should we invest it for future generations?

from24/7 Wall St.
7 hours ago
Retirement

I am 60 years old and have 80% of my investments in stocks. Is it time to consider moving some into bonds?

from24/7 Wall St.
3 weeks ago
Retirement

We're financially stable and won't need a $16 million inheritance - how should we invest it for future generations?

#investments
Retirement
from24/7 Wall St.
2 days ago

My business success has led to financial freedom, but I'm struggling with purpose - how do I set new goals?

Reflect on what brings joy after achieving financial success.
Transitioning from work to fulfillment is crucial post-business.
from24/7 Wall St.
2 days ago
Silicon Valley real estate

Should I buy a $4 million home now or keep renting in the Bay Area? My financial situation explained.

Retirement
from24/7 Wall St.
2 days ago

My business success has led to financial freedom, but I'm struggling with purpose - how do I set new goals?

Reflect on what brings joy after achieving financial success.
Transitioning from work to fulfillment is crucial post-business.
from24/7 Wall St.
2 days ago
Silicon Valley real estate

Should I buy a $4 million home now or keep renting in the Bay Area? My financial situation explained.

fromwww.mercurynews.com
2 days ago

Morgan Hill budget shows millions in shortfall for the city

We have to take this very, very seriously, said Councilmember Marilyn Librers, who recalled that in the late 90s, tight budgets forced the city to shut down several programs and services. This polarized the community and impacted public trust. Tackling this issue now is critical to ensure we don't repeat that history.
NYC politics
#dividend-stocks
from24/7 Wall St.
4 days ago
Startup companies

Want $3,500 per Year in Passive Income Paid Monthly? Invest Just $2,500 in These Dividend Stocks

from24/7 Wall St.
4 days ago
Startup companies

Want $3,500 per Year in Passive Income Paid Monthly? Invest Just $2,500 in These Dividend Stocks

#relocation
fromwww.cnbc.com
2 days ago
NYC real estate

30-year-old supercommuted from Mexico City once a week to attend law school in NYC: 'Everything kind of fell into place'

fromwww.cnbc.com
2 days ago
NYC real estate

30-year-old supercommuted from Mexico City once a week to attend law school in NYC: 'Everything kind of fell into place'

European startups
from24/7 Wall St.
2 days ago

Live Nasdaq Composite: Markets Seeing Green on Positive China-US Signs

Market optimism rises as US-China trade talks resume after a stall.
Amazon's stock increases, while Tesla experiences a significant drop today.
#home-buying
Retirement
from24/7 Wall St.
6 days ago

Is Spending 40% of My Take Home on a Mortgage Too Much? Here's What I Learned

Housing costs should ideally be 30% or less of income.
Spending 40% may strain financial stability.
Frugality can help manage higher housing expenses.
Retirement
from24/7 Wall St.
6 days ago

Is Spending 40% of My Take Home on a Mortgage Too Much? Here's What I Learned

Housing costs should ideally be 30% or less of income.
Spending 40% may strain financial stability.
Frugality can help manage higher housing expenses.
from24/7 Wall St.
4 days ago

I have $400,000 in IRAs. Can a nursing home take my savings?

If you're counting on Medicaid to pay for long-term nursing home care, the funds in your IRA may impact eligibility for coverage.
Retirement
#social-security
from24/7 Wall St.
6 days ago
Retirement

Latest COLA Estimate vs. Medicare Part B Premiums: Net Gain or Loss?

Medicare Part B increases can significantly reduce Social Security COLAs, affecting seniors' financial stability.
from24/7 Wall St.
2 weeks ago
Retirement

My father died before retirement age and my mom isn't retired yet either - how does Social Security work in this case?

The unexpected death of a spouse is a devastating event that can leave survivors unprepared for financial and emotional challenges.
Retirement
from24/7 Wall St.
5 days ago

3 Hidden Social Security Loopholes Retirees Should Know About

Understanding Social Security can boost your benefits through strategic delays and loopholes.
Retirement
from24/7 Wall St.
1 week ago

$5 Million at 50-Something: Rich Enough to Retire, or Just Scared?"

Many Americans dream of early retirement, but its feasibility is declining; for those with sufficient savings, it is possible, yet comes with challenges.
Retirement
from24/7 Wall St.
1 week ago

The Typical 401(k)-Only Retirement: My Dad's Story at 67

Relying solely on a 401(k) for retirement savings is common but has both benefits and potential pitfalls.
Retirement
from24/7 Wall St.
6 days ago

Latest COLA Estimate vs. Medicare Part B Premiums: Net Gain or Loss?

Medicare Part B increases can significantly reduce Social Security COLAs, affecting seniors' financial stability.
from24/7 Wall St.
2 weeks ago
Retirement

My father died before retirement age and my mom isn't retired yet either - how does Social Security work in this case?

#retirement-planning
Retirement
from24/7 Wall St.
2 weeks ago

Skipping a $50K Advisor Fee After Losing a Spouse-Wise or Foolish?

Paying $50K for a financial advisor may be justified given the user's significant assets and need for expertise.
Understanding the value of financial advisory services is crucial for decision-making.
Retirement
from24/7 Wall St.
2 weeks ago

Skipping a $50K Advisor Fee After Losing a Spouse-Wise or Foolish?

Paying $50K for a financial advisor may be justified given the user's significant assets and need for expertise.
Understanding the value of financial advisory services is crucial for decision-making.
#billionaires
London startup
from24/7 Wall St.
5 days ago

From Mexico City To Moscow: The Global Cities With The Most Billionaires

The world's billionaires are concentrated in just a few countries but are spread across numerous cities, showing diverse sources of wealth.
from24/7 Wall St.
1 week ago

I Used to Only Trust Traditional Savings Accounts, But These 3 Higher-Yield Options Changed My Approach

The general rule of thumb provided by many financial experts is to keep three to six months of salary in a high-yield savings account.
Retirement
fromBusiness Insider
1 week ago

"Survivor" 48 winner Kyle Fraser finally got his prize money

Kyle Fraser described his winning moment on Survivor as life-changing, especially after a long wait. The excitement of the money hitting his account was surreal.
SF parents
#budgeting
from24/7 Wall St.
2 weeks ago
Retirement

We spend $240k annually but plan to cut that in half - can we retire comfortably with most of our net worth in rental property?

from24/7 Wall St.
2 weeks ago
Retirement

We spend $240k annually but plan to cut that in half - can we retire comfortably with most of our net worth in rental property?

Retirement
from24/7 Wall St.
1 week ago

Lump Sum or Monthly Checks? Deciding on a $2.9M Pension Plan

Deciding on cashing out a pension involves careful analysis of long-term financial benefits versus immediate access to funds.
#homeownership
fromSFGATE
3 weeks ago
Remodel

Cash-Out Refinance Mortgages Could Make a Big Comeback for Homebuyers Looking To Renovate

fromSFGATE
3 weeks ago
Remodel

Cash-Out Refinance Mortgages Could Make a Big Comeback for Homebuyers Looking To Renovate

fromLondon Business News | Londonlovesbusiness.com
1 week ago

File your taxes early: Discover the benefits of filing your taxes - London Business News | Londonlovesbusiness.com

Filing your taxes early can be a game-changer, allowing for faster refunds and more time to address any complex situations with your return.
Retirement
NYC parents
fromFast Company
1 week ago

People are commiserating over 'Maycember': Why this month has families feeling financially strapped

The term "Maycember" reflects rising expenses for families in May, similar to holiday pressures, due to various events and increased costs.
#entrepreneurship
fromAol
1 week ago
Startup companies

Mark Cuban Would Start This Side Gig If He Were a Teenager

Startup companies
fromAol
1 week ago

Mark Cuban Would Start This Side Gig If He Were a Teenager

Start planning your financial future early, as advised by Mark Cuban, who emphasizes the potential of AI side hustles today.
#communication
Real estate
fromSFGATE
1 week ago

HELOC Balances Have Risen 27%-So Why Do Financial Advisers Agree It's Still the Best Option for Certain Homeowners?

U.S. consumer debt reached an all-time high of $18.2 trillion, with rising popularity of HELOCs amid inflation.
#retirement-savings
Retirement
from24/7 Wall St.
2 weeks ago

Should I give up my low 2.3% mortgage rate to buy my dream $650k home?

Homeowners must weigh financial benefits of low mortgage rates against lifestyle needs, especially with future family considerations.
fromNew York Post
2 weeks ago

NJ couple finds long forgotten lottery ticket worth $1M in junk drawer

"I just opened the drawer and I saw the tickets. I decided to get them checked. I scanned them. One said 'not a winner,' and then another 'not a winner,' and then I scanned a ticket that said 'winner.'"
NYC parents
from24/7 Wall St.
2 weeks ago

How Millionaires Use Legal Loopholes to Erase Debt-And You Can Too

Legal loopholes are not just for the rich and powerful, they are available for everyone to legally exploit and save money and repay their debts.
Non-profit organizations
fromClickUp
2 weeks ago

How to Create an Operating Budget: Examples and Templates

An accurate operating budget is a key building block for small business success. It keeps operational costs in check and helps track actual performance.
Business intelligence
NYC real estate
fromApartment Therapy
2 weeks ago

This 120-Year-Old NYC Home's Design Was Inspired by Gertrude Stein's Paris Apartment

Chelsea Fagan expertly combines financial planning with hosting, showcasing her lifestyle in a unique Manhattan apartment.
#real-estate
from24/7 Wall St.
3 weeks ago
Retirement

We want to retire in 2-4 years and spend $150K a year - can we afford a $1.5 million house in a pricey housing market?

from24/7 Wall St.
3 weeks ago
Retirement

We want to retire in 2-4 years and spend $150K a year - can we afford a $1.5 million house in a pricey housing market?

#savings-strategy
fromBusiness Insider
2 weeks ago
Retirement

I saved $2 million, sold everything, and retired at 49. Now, I travel full-time and have already visited over 40 countries.

fromBusiness Insider
2 weeks ago
Retirement

I saved $2 million, sold everything, and retired at 49. Now, I travel full-time and have already visited over 40 countries.

#remote-work
Retirement
fromBusiness Insider
2 weeks ago

Meet the Americans secretly working multiple remote jobs to afford early retirement - and making up to $300K

Many Americans are secretly juggling multiple remote jobs to boost retirement savings and achieve early retirement.
Retirement
fromFinancial Planning
3 weeks ago

Remote workers are delaying retirement. Is that a good thing?

Remote work reduces the likelihood of retirement among older American workers, suggesting a trend of longer careers.
fromLondon Business News | Londonlovesbusiness.com
2 weeks ago

Households are 'already feeling stretched' and inflation is making it difficult to save - London Business News | Londonlovesbusiness.com

This jolt in inflation underscores the significant challenges remaining to achieve economic stability, affecting household finances as tax hikes raise costs.
Retirement
Retirement
fromwww.housingwire.com
2 weeks ago

Longbridge's new reverse mortgage aims to preserve home equity for heirs

The new reverse mortgage product allows seniors to access home equity while preserving a portion for future needs.
Retirement
from24/7 Wall St.
2 weeks ago

Is It Possible to Retire By 35 If You've Banked $1 Million?

Early retirement at 35 may be achievable with a $1 million nest egg by managing living expenses and debt.
from24/7 Wall St.
2 weeks ago

I'm earning $700k in tech but could lose my job soon - should I aggressively pay down my mortgage or build up cash instead?

Although it may seem like a logical move to pay off a mortgage... the reality is that this is often not the best idea.
Retirement
fromresund Startups
2 weeks ago

Hypergene Acquires Norwegian Firm Profitbase to Strengthen Market Position

"The acquisition is an important milestone on our journey to achieve 1 billion in revenue by 2029. By joining forces with Profitbase, we are not only expanding our market but also uniting our complementary strengths to continue building the most innovative and reliable FP&A platform in the Nordics," says Urban Bucht, CEO of Hypergene.
Growth hacking
Retirement
from24/7 Wall St.
3 weeks ago

We rent in a high-cost city and plan to retire - does not owning a home make our plan too risky?

Choosing between renting and buying is crucial for early retirees, particularly in high-cost areas.
fromBusiness Insider
3 weeks ago

Decluttering can pay off. Here's how I got my family to part with the things they no longer use and pad our gift fund.

We now list our unwanted items on social media and use the money to pad our family gift fund.
Fundraising
fromLondon Business News | Londonlovesbusiness.com
3 weeks ago

Understanding equity release costs: Insights from London's property market surge - London Business News | Londonlovesbusiness.com

Equity release is increasingly viewed as a way to supplement pensions, cover unexpected expenses, or simply maintain a comfortable lifestyle.
London food
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