#fintech-innovation

#fintech-innovation

The credit industry is shifting how it evaluates borrowers. Traditional credit scoring has left over a billion people without access to financial services, but lenders are increasingly turning to alternative data-bank transactions, spending patterns, real-time financial behavior-to make more informed decisions about creditworthiness.

We're not investing in fintech apps - we're investing in infrastructure. That distinction underscores a larger trend he sees in the market: a move away from flashy consumer-based apps toward foundational financial APIs.