#portfolio-allocation

#portfolio-allocation

Sinead Colton Grant, the chief investment officer at BNY's wealth division, said the traditional strategy of splitting your portfolio 60% on stocks and 40% on bonds no longer yields the same returns. "What a 60/40 portfolio would have given you in the late 90s in terms of exposure to the broader global economy - that's giving you something a lot more narrow today," she said. "If you look at the changes in market structure over the last 20-plus years, they have brought us to a place where to have full exposure to the economy, you need to have exposure to private assets," she added.

If you have $25,000 in cash, you can start building a smart dividend portfolio right now. It will require some planning, however, to construct a sensible portfolio of dividend-producing stocks and exchange traded funds (ETFs). High yields are exciting, but you don't want to blow up your account by taking excessive risks. With that in mind, let's break down what a smart $25,000 dividend portfolio could look like in 2025.

Fundstrat's Tom Lee has pretty high hopes for the asset, with the belief that the leading cryptocurrency can top $200,000 before the end of the year. Indeed, such a move would imply north of 70% gains in three and a half months. Though there are several factors that could power such a sudden leg higher, I certainly wouldn't punch my ticket to Bitcoin with such high expectations.