We're in our mid-30s with three kids and just inherited $80,000 - what's the smartest way to use it?
Briefly

The article emphasizes the importance of prudent financial management for new heirs, advocating for wise investments rather than lavish spending. Heirs are advised to allocate funds to emergency savings—aiming for six to nine months of expenses—and consider investing in a bear market. With economic concerns such as recession and inflation looming, maintaining financial stability is key. For example, a parent with a significant inheritance is encouraged to set aside funds in a high-yield savings account while investing towards their children's educational future, highlighting the need to prepare for unpredictable economic impacts like artificial intelligence.
A huge financial windfall should be invested wisely, rather than wasted on nice-to-haves, especially in the face of a potential recession.
Indeed, adding to that emergency fund (let's say six months' worth of expenditures to nine months') while continuing to invest on the way down could be the move that pays the most dividends over the long haul.
Read at 24/7 Wall St.
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