Student-loan borrowers could lose PSLF debt relief: what to know
Briefly

Student-loan borrowers could lose PSLF debt relief: what to know
"On October 30, President Donald Trump's Department of Education announced the final rule to limit the Public Service Loan Forgiveness program, which forgives student debt for government and nonprofit workers after 10 years of qualifying payments. The rule delivers on an executive order Trump signed in March to redefine what "public service" means, including ensuring that employers who participate in activities that do not align with the administration's political views will be barred from qualifying for PSLF."
""The Public Service Loan Forgiveness program was meant to support Americans who dedicate their careers to public service - not to subsidize organizations that violate the law, whether by harboring illegal immigrants or performing prohibited medical procedures that attempt to transition children away from their biological sex," Undersecretary of Education Nicholas Kent said in a statement. "This is a direct and unlawful attack on nurses, teachers, first responders, and public service workers across the country," advocacy groups Democracy Forward and Protect Borrowers said in a statement, adding: "That's why we will soon see the Trump-Vance administration in court.""
On October 30, the Department of Education finalized a rule narrowing eligibility for Public Service Loan Forgiveness by redefining "public service" and barring employers engaged in illegal activity or activities deemed inconsistent with the administration's political views. The rule implements a March executive order and identifies organizations alleged to harbor illegal immigrants or to perform prohibited medical procedures for children as potentially disqualifying. The rule takes effect on July 1, 2026. Advocacy groups Democracy Forward and Protect Borrowers announced plans to sue, calling the policy unlawful and harmful to nurses, teachers, first responders, and other public servants.
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