#home-insurance

#home-insurance

Crissy and Avi Eliashar's home in Jonestown, TX, was destroyed by flash floods triggered by torrential rains, marking a significant change from 13 years of safety.

Structurally bonded sliding doors offer attractive, ultra-slim designs but pose risks if glass needs replacement, as the entire frame will also need replacing.

The average annual premium is expected to reach $3,520, up by an estimated $261 per household, driven by severe weather events forcing insurers to raise rates.

If successful, the first-of-its-kind program could set the stage for other states, like California, that are struggling with home insurance premiums to adopt similar measures.

"It was really sweet because, after 20 years, this barn that was always evolving was finally done," Traficante said. "Then we just lost all of it."