#mental-accounting

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#high-yield-etfs #retirement-income-strategy #total-return-analysis #investment-performance
Retirement
from24/7 Wall St.
1 week ago

The 48% Dividend Mirage: Why Retirees Are Flocking to This High-Yield ETF Only to Lose Their Principal

Ultra-high yield ETFs often underperform simple index strategies on total return basis, making high distribution rates misleading for retirement income planning.
fromSilicon Canals
1 month ago

8 things lower-middle-class people do to feel safe that wealthy people don't even think about - Silicon Canals

Growing up outside Manchester, I remember watching my mum count out exact change at the supermarket checkout, keeping a running total in her head as she shopped. Meanwhile, my university roommate would just toss things in his trolley without a second thought. That's when it hit me: Financial security isn't just about having money. It's about the mental space that money creates.
Mental health
Mental health
fromPsychology Today
5 months ago

Three Weekend Habits That Are Ruining Your Brain

Weekend indulgences earned through weekday discipline often undermine recovery, motivation, and productivity due to moral licensing and mental accounting.
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