Secrecy surrounding financial arrangements can create a sense of unease, especially when it comes to estate planning. The lack of documentation and vague instructions can lead to confusion and distrust among family members.
My therapy practice was generating a significant amount of revenue, yet I was on the brink of collapse. Poor profit margins and weak financial boundaries had left me in a severe cash-flow crisis. With kindness, he said: "Joyce, you're not running a charity-you deserve to make a profit."
Behind every decision regarding how you allocate your precious time on earth - every meal, every subscription, and every purchase - you weigh whether something is 'worth it.' And underneath each decision lurks a tangled matrix of emotions, biases, social programming, narratives, justifications, and scheming about money and value.
A (very stupid-seeming) trick that helped me is having my grocery list on my phone instead of on paper. I always have my phone on me, so I'm never going shopping again without a plan. Plus, always having my wants and needs and looking over them multiple times makes me think about them more. 'Do I really want frozen pizza, or was that an 'I'm so hungry' thought?'