In conservative states, a spate of recent laws gives legislators and governors more control over public higher education curriculum, take authority from faculty over educational policy decisions, and require the policing of faculty and programs for left-leaning bias. States exercising increasing levels of control over public colleges and universities are moving toward a regulatory environment for higher education more like that for public elementary and secondary schools.
In the United States over the last decade, kratom has gone from obscure to ubiquitous, with signage touting its availability appearing on storefronts and billboards all over the country. It's even picked up some steam in a more high-end form - even as the FDA has explored ways to regulate 7-OH, a substance derived from the kratom leaf.It's worth noting from the outset here that kratom can mean very different things.
In addition to consumers, housing industry players are also feeling the strain caused by rising premiums. Affordability is already a challenge for homeowners and insurance is just another catalyst making it more difficult for a lot of consumers to continue making their payments, Toby Wells, the president of Cornerstone Servicing, said. He adds that this, in turn, drives up costs for servicers as they need to provide these consumers with loss mitigation efforts.