Retirement

Retirement

You don't have to be wealthy to enjoy a pampered retired life, you just need to know where to go. With the best expat countries 2025 edition of the Global Retirement Index you can choose to settle in a country that grabs your attention and is suited to your dreams. This guide explores some of the best expat-friendly countries easy to move to in 2025 by outlining the various legal pathways for obtaining a quick residency permit and the most realistic options.

By investing $100 every month from the ages of 25 to 65 into the likes of a Roth individual retirement account (IRA), Gen Z could retire as millionaires. "With a 12% annual average rate of return-the markets can do that for you-you'd have a million dollars," she explains. Depositing a monthly investment of $100 into an account with a 12% yield would net someone approximately $1,188,342 in 40 years' time.

Part of that could be that the market expecting the Federal Reserve to cut rates this month, which will send safe-haven investors back into equities in search of yield. But another reason could arguably be YieldMax returns. And it's for this reason that people are getting some grand ideas about how much money they can make from this kind of investment strategy.

Many retail investors fear selloffs. But if you know where to look, pullbacks can be your best friend. If you look at any stock that pulled off a significant recovery from its trough, your natural reaction is likely "I wish I bought that dip!" However, it's understandable why many refuse to buy the dip. Many stocks that do go down turn into falling knives. When it comes to well-established dividend payers, the equation is in your favor.

I have loved every minute of every T20 game I have played for Australia, particularly the 2021 World Cup, not just because we won but the incredible group and the fun along the way. Looking ahead to an away Indian test tour, the Ashes and an ODI World Cup in 2027, I feel this is my best way forward to remain fresh, fit and at my best for those campaigns.

In July, Nicolia and Charles Connor boarded their first international flight on one-way tickets to Thailand. Their plan? To make it their new home. The couple, originally from New York but living in North Carolina at the time, didn't always expect to retire overseas. Although she had dreamed of living abroad, he needed some convincing. They only began seriously considering it after a difficult stretch in which Nicolia lost four family members in three years.

With its rock-bottom management fees and diversification across roughly 500 stocks throughout multiple market sectors, the Vanguard S&P 500 ETF ( NYSEARCA:VOO) is often considered a gold-standard exchange traded fund (ETF). However, if you're looking to beat this S&P 500 tracking fund, there are a couple of technology-centered growth ETFs with market-beating potential. Two tech funds poised for explosive growth are the Roundhill Generative AI & Technology ETF (NYSEARCA:CHAT) and the iShares Semiconductor ETF ( NASDAQ:SOXX).

In the 2020s, passive income harvesters who happen to be bullish about cryptocurrency are raving about a game-changing exchange traded fund (ETF). It's called the YieldMax MSTR Option Income Strategy ETF (NYSEARCA:MSTY), and this fund could easily tempt you with its jaw-dropping yield and frequent cash payouts. Maybe you're prepared to take big risks with the MSTY ETF, or perhaps you'd prefer to take a more conservative approach with this fascinating fund.

We're all trying to make money, and by investing in the market, all of us want to generate higher returns and take home big gains. With thousands of stocks in the market, it can become overwhelming to pick a few. However, if you're not interested in researching and tracking your portfolio, consider investing in exchange-traded funds (ETFs). They are highly diversified, low-cost, and generate steady returns.

Contributing significantly to a 401(k) can help create a solid retirement fund while also providing substantial tax breaks. It's crucial to be aware of 401(k) pitfalls.

The One Big Beautiful Bill Act (OBBBA) introduces a senior deduction of $6,000 for individuals and $12,000 for married couples, ensuring 88% of seniors avoid federal tax on Social Security benefits.

The Vanguard S&P 500 ETF is an exchange-traded fund that aims to match the performance of the S&P 500 index, consisting of the 500 largest publicly traded companies by market capitalization.

According to Pew Research, about one in five Americans works past the traditional retirement age, and Warren Buffett illustrates the financial benefits of continuing to work later in life.

The One Big Beautiful Bill Act removes federal tax obligations from Social Security income for 88% of seniors, allowing 51.4 million retirees to retain more income.

These Dividend King stocks have some of the highest yields. The underlying companies are stable and profitable, and have raised dividends consistently.

The YieldMax Magnificent 7 Fund of Option Income ETFs (YMAG) seeks to generate extra income from stocks known as the Magnificent Seven, aiming for a high distribution rate.

Trump's forthcoming executive order could open the $9 trillion US retirement market to Bitcoin and other cryptocurrencies, providing legal protection for 401(k) providers.

Seniors must maintain an adjusted gross income (AGI) below $150,000 for joint filers and $75,000 for individuals to fully benefit from tax breaks.

More Americans aging into retirement are still paying down mortgages. Over the past three decades, the share of homeowners ages 65 to 79 with a mortgage rose from 24% to 41%.

"Private equity kind of always gets what it wants in Congress, but I think it's a bad idea. It's illiquid, the fees are very high. Private equity funds, for the most part, don't beat the stock market."

Demographic change and ever-increasing life expectancy make it unavoidable: the lifetime labour period must increase, she told the daily Frankfurter Allgemeine Zeitung late last month.

The S&P 500 has delivered an average annual return of approximately 10.33% since 1957, serving as a benchmark for many investors.

The Federal Reserve's decision to hold interest rates steady came despite intense pressure from President Trump to lower borrowing costs for economic growth.

To qualify for the contributory state pension, you generally need at least 520 full-rate paid PRSI contributions, equivalent to 10 years' worth of paid work.