Why You Might Be Overspending & How To Get The Habit In Check
Overspending results from seamless payment technology and emotional habits, but introducing friction and deliberate routines can curb impulsive purchases and improve financial control.
My wife sold her engagement ring to pay our tax bill. It led to my PhD and my career tackling the student-debt crisis
Poor financial habits—overspending, excessive borrowing, and no emergency savings—can culminate in debt crises that force personal and financial reevaluation.