#financial-behavior

[ follow ]
#gen-z #childhood-poverty #scarcity-mindset #frugality #conspicuous-consumption #wealth #status-anxiety
Psychology
fromSilicon Canals
2 hours ago

Grew up poor? Psychology says you probably display these 8 adult behaviors - Silicon Canals

Childhood poverty creates an enduring scarcity mindset that drives reluctance to spend, hoarding, and ingrained frugal behaviors despite improved finances.
Psychology
fromSilicon Canals
1 week ago

The difference between people who "seem rich" and people who actually have money comes down to these 8 behaviors that real wealth never displays - Silicon Canals

Loud displays of luxury often indicate insecurity, while genuinely wealthy people tend to be discreet and unconcerned with public status signals.
fromFortune
1 month ago

Gen Z is defiantly 'giving up' on ever owning a home and are spending more than saving, working less, and making risky investments, study shows | Fortune

The housing market only continues to look more bleak for younger generations-and it shows. The average age for a first-time homebuyer recently jumped to 40, signaling the housing market is starved for affordability. And younger generations are so disappointed and frustrated by the state of the housing market they're spending more of their earnings than they're saving, working less, and making risky investments, according to a recently published paper by Northwestern University and University of Chicago researchers.
Real estate
Business
fromFortune
2 months ago

Is Gen Z the financial anxiety generation? | Fortune

Gen Z favors debit and installment payments over credit because informed financial caution stems from lived economic crises and observed debt harms.
Psychology
fromFortune
2 months ago

Gen Z isn't doom spending. Wasting money on flashy purchases is normal while you're young and have nothing else to be admired for yet, expert says | Fortune

Status-driven spending among younger Americans reflects a lack of purpose and constrained access to adult milestones, not mere irresponsibility.
Women
fromHarvard Gazette
5 months ago

In touch with our emotions, finally - Harvard Gazette

Anger can enhance financial risk-taking in men, leading to greater monetary gains in decision-making scenarios.
fromHarvard Gazette
5 months ago

What your credit score says about how, where you were raised - Harvard Gazette

A strong predictor of an adult's bill-paying habits is the environment in which they grew up, revealing lifelong differences in repayment behavior by early adulthood.
Public health
Real estate
fromSFGATE
6 months ago

Why More Americans Are Moving Money Out of Savings-and What It Means for Homebuyers

Americans are moving funds to higher-yield accounts despite stagnating traditional savings and checking account balances.
Women in technology
fromBusiness Insider
7 months ago

Women are getting wealthier - and they don't invest the same way as men

Women's share of retail financial assets in the US and EU will rise to 40-45% by 2030, driven by higher earnings and changing demographics.
[ Load more ]